Easy Budget Planner Calculator
Plan your finances with our modern, easy-to-use budget planner calculator
For best experience, rotate your phone to landscape when entering data.
Incomes (Before Tax)
$
$
$
$
%
federal + state + local
Housing & Utilities
$
$
$
$
home owner, renters, home warranty, etc.
$
electricity, gas, water, phone, cable, heating...
Transportation
$
$
$
$
Other Debt & Loan Payments
$
Your Budget Summary
Total Monthly Income (After Tax):
$4,800.00
Total Monthly Expenses:
$3,095.83
Remaining Monthly Income:
$1,704.17
Expense Breakdown
Needs
50%
Wants
30%
Savings
20%
Expense Categories
Housing & Utilities Needs
$1,650.00
Transportation Needs
$395.83
Living Expenses Wants
$600.00
Debt Payments Needs
$250.00
Savings & Investments Savings
$200.00
Budget Recommendations
Based on your income and expenses, here are some recommendations:
- You're spending 34% of your income on housing, which is within the recommended range.
- Consider increasing your retirement savings to at least 15% of your income.
- You have a good balance between needs, wants, and savings.
With your current surplus, you could save an additional $1,704.17 per month.